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https://www.reddit.com/r/RealEstate/comments/153x1al/best_mortgage_provider_or_way_to_buy_second_home/
Loan officer for almost two decades now, more than half of them with OP's current lender. For the situation you're describing, I would recommend ...

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NerdWallet's Best Home Equity Loan Lenders of 2025 - Better: Best for no closing costs - Rate: Best for high borrowing limit - CrossCountry ...

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